I think making base decisions and then basing other decisions around them makes life easier.
For example. I decided I will have 12 months worth of expenses saved in the bank for peace of mind. I also decided I won’t be taking on liability debt unless my passive income can pay for it.
Now I see the BMW I really want and I’m no longer faced with the agony, “to buy or not to buy.” I am not going to buy because the underlying decision says it will put me under the cash thresh-hold I said I won’t go under, and I won’t take on a debt because it’s a liability.